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The Economy is in Danger. Banks and Institutions are in a financial pickle. With the fall of Fannie Mae and Freddie Mac because of bad business decisions and a Blind eye to investors building more homes than Americans need, financial institutions could collapse upon themselves. To protect their money, they could make it harder for Businesses to get loans.

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I remember back in 1999 I resolved to give up Mountain Dew for a year (which I was addicted to) and reduce the amount of caffeine I drank. I also resolved to drink more water, and switch to a diet soft drink (which I couldn’t stand to drink before that). At the beggining of the new year, I finished my last Dew and went on the change. My result was that I didn’t drink Dew all year and slowly weened myself on diet soda, starting with 5% diet – 95% cola, then slowly changing the percentages.

I also remember 2001 when I told myself I would quit smoking. That didn’t last a week.

Everybody makes resolutions. Doesn’t have to be on January 1st – it can be during a birthday, anniversary, religious holiday or a life changing event. Whether your resolution helps you with health, money or whatever, it’s something you not only feel the need to change but also want to stick with changing.

A resolution is a self check – to be able to see if you can change something about oneself. With so much pressure out there, this becomes a quest to see if adversity can be overcome. Sometimes we hear about how people stuck with their resolution and a difference is seen. We also hear time and time again when people fail. Why?

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